To use the calculator on GOV.UK, you will need details of: This means they cannot claim Pension Credit or pension age Housing Benefit until they are both State Pension age.īefore this DWP change, a mixed age couple could be eligible to claim the more generous State Pension age benefits when just one of them reached State Pension age. In May 2019, the law changed so that a ‘mixed age couple’ - a couple where one partner is of State Pension age and the other is under it - are considered to be a ‘working age’ couple when checking entitlement to means-tested benefits. Mixed aged older couples and Pension Credit
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Free TV licence if you are aged 75 or over.Support for Mortgage Interest if you own the property you live in.Housing Benefit if you rent the property you live in.If you qualify for Pension Credit you can also get other help, such as: Some older people think because they have savings or own their home they would not be eligible for any Pension Credit, but the DWP said hundreds of thousands could be missing out on the extra money and discounts it provides every month. Pension Credit currently gives 1.4 million people across the UK extra money to help with living costs if they are over State Pension age and on a low income. We also have details on the handy online Pension Credit calculator which can quickly indicate if your claim may be successful and how much you might get. People on Pension Credit may also qualify for the £300 pensioner cost of living payment which will be added to Winter Fuel Payments in November/December.īelow is everything you need to know about the benefit to make a claim for yourself, a family member or friend. Guidance on qualifying entitlements also states that you will be eligible for the means-tested cost of living payment if a “person is entitled to a payment of at least 1p in respect of any day during the period of one month ending with the qualifying day”. This is because new claims for Pension Credit can be backdated up to a maximum of three months, which means submitting a claim before December 19 will see it fall within the qualifying period - Augto September 25, 2022.
Older people making new claim for annual income boost of up to £3,300 could get decision before Christmas.People of State Pension age to get £300 on top of Winter Fuel Payment from next month.However, even if you are only awarded one penny of cash support, it will still entitle you to the £324 cost of living payment. Pension Credit helps top-up a person’s income to a minimum of £182.60 per week for single pensioners and £278.70 for couples.
The latest DWP figures indicate £1.7 billion is being left unclaimed by around 850,000 older people across the UK who are missing out on this vital ‘passport’ benefit which is worth more than £3,300 on average each year and unlocks a whole host of other discounts, including free TV licences for the over-75s. People who have reached the Department for Work and Pensions (DWP) official retirement age of 66 can still qualify for the second instalment of the UK Government’s £650 cost of living payment, if they make a new claim for Pension Credit before December 19 which later turns out to be successful.
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